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Jonathan Napitupulu

Founder, Threadion

Founder, Threadion

Editorial illustration: many small coins flowing untouched through a threshold gate while larger coins are trimmed slightly before entering a ledger.
Matching

QRIS MDR 0% in 2026: What It Changes for Reconciliation

21 Oct 2026 · 6 min read

BPR and BPD Reconciliation: Typical Failures and Fixes
Regional Banking

BPR and BPD Reconciliation: Typical Failures and Fixes

21 Sept 2026 · 3 min read

A Reconciliation Audit Trail Without Fragile Spreadsheets
Controls

A Reconciliation Audit Trail Without Fragile Spreadsheets

14 Sept 2026 · 3 min read

Reconciliation Breaks: Classify Them, Then Close Them
Exceptions

Reconciliation Breaks: Classify Them, Then Close Them

7 Sept 2026 · 3 min read

Indonesian Bank Statement Formats That Never Agree
Data Normalisation

Indonesian Bank Statement Formats That Never Agree

31 Aug 2026 · 3 min read

Why Manual Bank Reconciliation Always Breaks at Scale
Reconciliation

Why Manual Bank Reconciliation Always Breaks at Scale

26 Aug 2026 · 2 min read

One-to-Many Matching in Bank Reconciliation
Matching

One-to-Many Matching in Bank Reconciliation

24 Aug 2026 · 3 min read

ICoFR Internal Control: What Auditors Actually Ask
Compliance

ICoFR Internal Control: What Auditors Actually Ask

17 Aug 2026 · 3 min read

Why Monthly Close Slips, and Where Time Goes
Month-End Close

Why Monthly Close Slips, and Where Time Goes

10 Aug 2026 · 6 min read

Three-Way Reconciliation: Bank, Ledger, Gateway
Reconciliation Method

Three-Way Reconciliation: Bank, Ledger, Gateway

3 Aug 2026 · 6 min read

The Close

Reconciliation and month-end close notes for Indonesian finance teams.

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